e’re sure that there are a lot of Kiwis that are happy to know that new granny flat rules will mean that you will be able to build a granny...
What low deposit options are there? Most first home buyers do not have a 20% deposit and so ask if it’s worth making the effort to buy with a low...
If you’re buying a first home, then you do not want a low deposit holding you back. Of course one of the key things that you need is the deposit...
Do you want to get a mortgage approval but your existing debt stopping you? It is quite a common situation where existing debts and other financial commitments mean the banks...
KiwiSaver is being used as a large part of the deposit for first home buyers’ so it’s worth spending a little time to understand the options. Of course it’s great...
Do you think you cannot refinance from a non-bank to a bank yet? Maybe it’s time to think again. There are a number of reasons that you might have gone...
From experience, I know that for most first home buyers the excitement of just getting a home loan approved feels like a win, but often it means that you do...
We discuss three options available for buying your first home with just 5% deposit, and point out the criteria that might limit you and the additional costs that you need...
Shared home ownership has become more popular in New Zealand but there is still a lot of people that have not considered it as an option for them, and maybe...
It’s important to get the right home loan, and that means understanding mortgage repayments as that is what can save you a lot of money over the long term. I...
If you have less than 20% deposit and meet the Kainga Ora First Home Loan criteria then it’s a good option to go with, but you still need to decide...
Are you thinking of purchasing your first home in 2025? Well looking at how things are shaping up we believe a lot of things are aligning that could make it...
Copyright 2025 Jess’ Mortgage Advice – All Rights Reserved