First home buyers in particular are often looking for low deposit home loans.
There are a number of options from those with the Government support to those that the banks and non-banks can offer.
The issue is that the various options are constantly changing – it takes a bit to keep up.
Working with Mortgage Managers I am able to keep up with the changes and therefore know the options better than most advisers.
I also have access to a range of lenders and loans, from both banks and non-bank lenders plus the home ownership solutions through Kainga Ora such as the First Home Loans.
I also have access to other options such as the shared ownership options with YouOwn and the rent to own available with Ladder.
If there is a way to get you into a home with a low deposit then I’m confident that I can find something suitable for you.
A pre-approval provides you as a first home buyer a greater understanding of how much a lender is prepared to lend and this is especially important when you need a low deposit home loan.
Having a pre-approval will put you in a better position to buy, and it helps speed up the process once you’ve found the home you like too.