Granny Flat Rules
My name is Jess and I’m sure that there are a lot of Kiwis that are happy to know that new granny flat rules will mean that you will be able to build a granny flat up to 70m² without needing a building or resource consent. That means: The Government have announced that work is […]
Low Deposit Options For Your First Home
What low deposit options are there? Most first home buyers do not have a 20% deposit and so ask if it’s worth making the effort to buy with a low deposit now or wait and save more. For first home buyers, the deposit is generally one of the biggest issues, and especially in the larger […]
Overcoming Debt To Get A Mortgage Approval
Do you want to get a mortgage approval but your existing debt stopping you? It is quite a common situation where existing debts and other financial commitments mean the banks will not provide a mortgage approval, or an approval that is not enough to buy you the first home that you want or need. It […]
Managing KiwiSaver For First Home Buyers’ Deposits
KiwiSaver is being used as a large part of the deposit for first home buyers’ so it’s worth spending a little time to understand the options. Of course it’s great that people are managing to save using their KiwiSaver, but it does also raise a few questions: If we just dive a little bit deeper […]
Refinance From A Non-Bank To Bank Today
Do you think you cannot refinance from a non-bank to a bank yet? Maybe it’s time to think again. There are a number of reasons that you might have gone to a non-bank lender with your mortgage, but whatever that was you will still most likely want to refinance from a non-bank to bank and get the […]
How to Choose The Best Bank for Your Home Loan
From experience, I know that for most first home buyers the excitement of just getting a home loan approved feels like a win, but often it means that you do not end up getting the best bank for your home loan. Yes, you might be happy now just to get an approval but if you do […]
Better Options Now With Shared Home
Shared home ownership has become more popular in New Zealand but there is still a lot of people that have not considered it as an option for them, and maybe there is a lack of knowledge about how shared home ownership works. For that reason we thought we would write a post explaining a bit about the […]
Learn The Importance of Understanding Mortgage Repayments
It’s important to get the right home loan, and that means understanding mortgage repayments as that is what can save you a lot of money over the long term. I think a lot of people do know that you can repay your mortgage faster by increasing the repayments. But most people we speak to don’t […]
Is Your Low Deposit Holding You Back?
If you’re buying a first home, then you do not want a low deposit holding you back. Of course one of the key things that you need is the deposit – and the bigger that is the better options you have. But you can only deal with what you have. Don’t let a low deposit […]
Will 2025 Be Your Year To Buy Your First Home?
Are you thinking of purchasing your first home in 2025? Well looking at how things are shaping up we believe a lot of things are aligning that could make it a good year for first home buyers. Firstly, the house prices have remained at a relatively low level for a couple of years now. While […]