Granny Flat Rules
My name is Jess and I’m sure that there are a lot of Kiwis that are happy to know that new granny flat rules will mean that you will be able to build a granny flat up to 70m² without needing a building or resource consent. That means: The Government have announced that work is […]
Low Deposit Options For Your First Home
What low deposit options are there? Most first home buyers do not have a 20% deposit and so ask if it’s worth making the effort to buy with a low deposit now or wait and save more. For first home buyers, the deposit is generally one of the biggest issues, and especially in the larger […]
Overcoming Debt To Get A Mortgage Approval
Do you want to get a mortgage approval but your existing debt stopping you? It is quite a common situation where existing debts and other financial commitments mean the banks will not provide a mortgage approval, or an approval that is not enough to buy you the first home that you want or need. It […]
Managing KiwiSaver For First Home Buyers’ Deposits
KiwiSaver is being used as a large part of the deposit for first home buyers’ so it’s worth spending a little time to understand the options. Of course it’s great that people are managing to save using their KiwiSaver, but it does also raise a few questions: If we just dive a little bit deeper […]
Is Your Low Deposit Holding You Back?
If you’re buying a first home, then you do not want a low deposit holding you back. Of course one of the key things that you need is the deposit – and the bigger that is the better options you have. But you can only deal with what you have. Don’t let a low deposit […]